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Letter to the editor: Inequalities troubling in local judicial system

Thursday, August 29, 2013 - 12:01 am

Concerned citizens everywhere are experiencing financial difficulties. Some are due to the stock market bottoming out at the beginning of the “War on Terrorism.”

As a result of inflated gasoline and oil prices, some American companies were forced to close their doors. Some large companies, corporations and banks received bail-out money from the federal government.

Small businesses and individuals were not so lucky.

This unfortunate turn of financial events opened the door to many corrupt business practices by credit providers.

Over-inflated payment increases meant to force bankruptcy in order to cash in on government handouts. Two of the biggest bail outs given by the government were to General Motors and Bank of America. Those who were involved in a credit situation, possibly due to the closure of a business, suffered.

While many government programs were supported by the Obama administration to “help the poor,” none were devised to save the hard workers who lost employment from greedy creditors.

Creditors that have easy access to computers and can invent bills to present to a court as fact, without any proof. Payments that are not credited or credited later than actually received can pump up interest rates in favor of the credit provider.

Add to this the required payment protecting insurance that the credit receivers are charged for, but is never actually applied when job loss occurs, and you have more opportunity to jack up interest rates and payments to an unaffordable level.

One of the most corrupt business practices by creditors is the availability of legal preference by the court system. Some may file a lawsuit while payments are made still to the creditors. When payments are refused, the debt should be considered null and void.

This law also does not seem to apply to creditors in the state of Indiana.

As a continuing voter, I find the inequalities in the local judicial system troubling. Do not individual citizens have any rights of law? How about the right of innocent until proven guilty? How about the right to present evidence of the duplicity of the creditor?

It would be nice if the laws of this country were extended to the poor and homeless and not just reserved to the wealthy, greedy collectors. Many hard-working voters would prefer to pay off their credits if their accounts were handled with honesty and justice.

Charliece Glenn